Salt Edge Status
Open Banking Gateway: degraded availability

Started

Resolved

Duration

4 minutes

PostmortemVendor link
Affected:Payments API

Update timeline

Resolved

The issue affecting OBG Payments API has been resolved and the service is operating normally. We apologise for the inconvenience.

Investigating

We are investigating an issue affecting OBG Payments API. Updates to follow.

Postmortem—

**Summary** On 4 November 2026, between 15:08 and 15:12 UTC, the Open Banking Gateway Payments API had a brief degradation in availability. Our automated incident monitoring detected it and opened the incident straight away. **Impact** For about 1–2 minutes within this window, some API users may have received errors when calling the Payments API. The Account Information API, Partners API and Dashboards were not affected. Requests outside this window were processed as usual. **Timeline \(UTC\)** * **15:08**: Automated monitoring detected the degradation and opened the incident. We started investigating. * **15:12**: The Payments API was confirmed stable and the incident was resolved. **Resolution** The service recovered within minutes and has been operating normally since. We continue to monitor the Payments API closely. **Action required** No action is needed on your side. If you notice anything unusual related to this incident, please raise a request in our [Help Desk portal](https://saltedge.atlassian.net/servicedesk/customer/portal/12) and we will look into it right away. We apologise for any inconvenience.

Open Banking Gateway: degraded availability — Salt Edge Incident Timeline & Status — DevHelm